{"id":19042,"date":"2021-10-13T16:00:58","date_gmt":"2021-10-13T20:00:58","guid":{"rendered":"https:\/\/www.jeffclarktrader.com\/?p=19042"},"modified":"2021-10-13T16:00:58","modified_gmt":"2021-10-13T20:00:58","slug":"this-strategy-is-the-secret-to-a-stress-free-retirement","status":"publish","type":"post","link":"https:\/\/jeffclarktrader.com\/market-minute\/this-strategy-is-the-secret-to-a-stress-free-retirement\/","title":{"rendered":"This Strategy Is the Secret to a Stress-Free Retirement"},"content":{"rendered":"<p><strong>Andrew&rsquo;s note:<\/strong> In today&rsquo;s evening edition of <em>Market Minute<\/em>, billionaire financier and editor of <em>Strategic Trader<\/em> Dave Forest discusses his thoughts on how to secure a more stable retirement.<\/p>\n<p>Not only that, but <a href=\"https:\/\/signup.caseyresearch.com\/?cid=MKT579571&#038;eid=MKT582283&#038;step=start&#038;plcid=PLC117147\" target=\"_blank\" rel=\"noopener noreferrer\">next Wednesday at 8 p.m. ET, he&rsquo;s hosting a special presentation<\/a> where he&rsquo;ll reveal the biggest and most urgent opportunity of his career. He&rsquo;ll go over how you could potentially make 49 years of profits in ONE year.<\/p>\n<p>It&rsquo;ll all be revealed during Dave&rsquo;s first ever livestream event&hellip; Time is running out to sign up, <a href=\"https:\/\/signup.caseyresearch.com\/?cid=MKT579571&#038;eid=MKT582283&#038;step=start&#038;plcid=PLC117147\" target=\"_blank\" rel=\"noopener noreferrer\">so click right here<\/a>&hellip;<\/p>\n<p>And read on below to learn about the power of warrants and how to save for retirement without risking it all&hellip;<\/p>\n<hr>\n<p>At the end of every month, I sit down and figure out what I spent. I tally up food, gas, entertainment, and other costs of daily living.<\/p>\n<p>I don&rsquo;t have to do it. I&rsquo;m not on a budget. But I find it interesting to see how much people spend to live.<\/p>\n<p>This is the crux of planning for retirement. To figure out how much to save, you need an idea how much you&rsquo;re going to spend.<\/p>\n<p>According to the Bureau of Labor Statistics, the average household aged 65 or older spends $50,220 per year.<\/p>\n<p>At age 75, living costs are about $43,623 yearly.<\/p>\n<p>That&rsquo;s the average. You might need more, or you might need less, depending on your plans. But that&rsquo;s a ballpark target on what&rsquo;s needed to be comfortable when you stop working.<\/p>\n<p>So what does it take to pay for a year&rsquo;s worth of retirement?<\/p>\n<p>Let&rsquo;s say you invest a retirement savings of $172,000. You&rsquo;d need to make a 29% return in order to make $50,220. And you&rsquo;d need a return of just over 25% to make $43,623.<\/p>\n<p>Those returns are possible investing in the S&amp;P 500. In 2019, the S&amp;P returned 28.9%. In 2013, it did 29.6%.<\/p>\n<p>But here&rsquo;s the problem: that&rsquo;s cutting it a little close. Plus, the S&amp;P isn&rsquo;t a reliable year-in, year-out gainer.<\/p>\n<p>For example, if you&rsquo;d invested $172,000 in 2016, you would have made just $16,409, a 9.5% return.<\/p>\n<p>That&rsquo;d cover less than half the yearly spending for an average person in retirement. And 2020 was a mediocre year, too.<\/p>\n<h2 style=\"text-align: center\">A Little-Known Strategy Fit for Billionaires<\/h2>\n<p>The S&amp;P delivered about 15% in 2020. That&rsquo;s solid &ndash; but not nearly enough for a year&rsquo;s worth of living.<\/p>\n<p>What really worries me, though, is the down years.<\/p>\n<p>In 2008, for example, the S&amp;P<em> lost<\/em> 38.5%.<\/p>\n<p>And between 2000 and 2002, the S&amp;P had a run of three straight down years.<\/p>\n<p>An average investor in 2000 to 2002 would have lost the equivalent of 1.5 years of retirement living expenses. That&rsquo;s a devastating result.<\/p>\n<p>I think the risk of losses on major stocks is one of biggest obstacles to people saving for retirement. I&rsquo;ve spent years trying to figure out a safer way&hellip; without compromising upside.<\/p>\n<p>Fortunately, I got that chance when I met John Pangere, my friend and co-editor at <em>Strategic Trader<\/em>.<\/p>\n<p>John showed me his research on a type of investment called &ldquo;warrants.&rdquo;<\/p>\n<p>Most investors have never heard of them. But they&rsquo;re commonly known in the financial community. And in fact, their potential is so explosive they&rsquo;re used by some of the world&rsquo;s most prominent investors&hellip; including Warren Buffett.<\/p>\n<p>Regular readers know I&rsquo;m a geologist by trade. And commodities are my bread and butter. I&rsquo;ve used warrants many times as part of investments I made in mining companies.<\/p>\n<p>In fact, I&rsquo;ve even <em>issued<\/em> warrants to billionaire investors in companies I created in the past.<\/p>\n<p>But John showed me ways to use these little-known securities to invest in some of the biggest, most mainstream sectors of the stock market.<\/p>\n<p>And it can have a massive effect on your retirement savings.<\/p>\n<h2 style=\"text-align: center\">4,942% in Less Than a Year<\/h2>\n<p>To illustrate this, let&rsquo;s look at the performance of a real-life warrant for a company called Purple Innovation (PRPL). It&rsquo;s a very basic business. It sells mattresses.<\/p>\n<p>We recommended this warrant to our <em>Strategic Trader<\/em> subscribers in early 2019. And our readers cashed out in October 2020 for <em>a 4,942% gain<\/em>.<\/p>\n<p>The really amazing thing is those gains happened in under a year. And you don&rsquo;t need a lot of money to have a big impact.<\/p>\n<p>Readers could have gotten in on the Purple Innovation warrants for as little as 19 cents. A simple $1,000 investment would have turned into $50,421 in less than a year. That&rsquo;s enough to cover a year of living expenses in retirement.<\/p>\n<p>By comparison, a $1,000 investment in the S&amp;P 500 would have turned into just $1,171.<\/p>\n<div class=\"text-center mb-4\"><img decoding=\"async\" src=\"https:\/\/cdn.jeffclarktrader.com\/JMU\/images\/202110\/20211013-jmu-pm-01_plq643.png\" alt=\"Chart\" class=\"img-fluid\" \/><\/div>\n<p>But here&rsquo;s the best part&hellip;<\/p>\n<p>The past year was a tough one for the stock market. But even if stocks had taken a 38.5% shellacking like in the 2008 crash, you&rsquo;d have only lost a measly $385 on your $1,000 investment in Purple Innovation warrants.<\/p>\n<p>You might have to cut back on Starbucks lattes for a month or two. But it wouldn&rsquo;t affect your ability to cover rent, food, or other necessities.<\/p>\n<p>This shows the power of warrants for the average investor looking to grow their savings for retirement&hellip; without risking it all.<\/p>\n<h2 style=\"text-align: center\">More Than Just Beginner&rsquo;s Luck<\/h2>\n<p>When people hear this, they sometimes think I&rsquo;m cherry-picking an exceptional case. After all, there are some rare stocks that return 1,000%+ gains to investors.<\/p>\n<p>But with warrants, these outsized gains are <em>much<\/em> more common than with regular stocks.<\/p>\n<p>Another of our <em>Strategic Trader<\/em> recommendations, Blink Charging warrants, gained 2,805% in five months. That&rsquo;s enough to turn a $1,000 investment into $29,050.<\/p>\n<p>And I&rsquo;ve recently uncovered an opportunity to ride along Jeff Bezos&rsquo; coattails&hellip; on, yes, you guessed it, a warrants deal.<\/p>\n<p>I&rsquo;ve never seen a deal with the potential to make my readers as much money as this&hellip; ever. I believe those of you who get in before mid-November will be able to make 49 years&rsquo; worth of profits&hellip; in one trade.<\/p>\n<p>It&rsquo;s an opportunity so historic that <a href=\"https:\/\/signup.caseyresearch.com\/?cid=MKT579571&#038;eid=MKT582283&#038;step=start&#038;plcid=PLC117149\" target=\"_blank\" rel=\"noopener noreferrer\">I&rsquo;m holding my first event on Wednesday, October 20 at 8 p.m. ET<\/a> to get the word out.<\/p>\n<p>It&rsquo;s called the &ldquo;Zero to Retirement Summit.&rdquo; And if you join me&hellip; I&rsquo;ll give you all the details when I reveal Amazon&rsquo;s next target.<\/p>\n<p>Warrants trade just like regular stocks. You don&rsquo;t need a special account &ndash; or insider knowledge &ndash; to buy them. You just plug in the ticker symbol like you would with any stock.<\/p>\n<p>You can even buy warrants through most online discount brokerages.<\/p>\n<p>This is the <a href=\"https:\/\/signup.caseyresearch.com\/?cid=MKT579571&#038;eid=MKT582283&#038;step=start&#038;plcid=PLC117149\" target=\"_blank\" rel=\"noopener noreferrer\">retirement answer we&rsquo;ve been looking for<\/a>. It combines the high upside potential of specialized stocks&hellip; with the ease of mainstream indexes.<\/p>\n<p>Keep walking the path,<\/p>\n<table style=\"margin-bottom: 20px;\">\n<tr>\n<td><img decoding=\"async\" width=\"150\" src=\"https:\/\/files.caseyresearch.com\/global\/signatures\/dforest-sig.png\"  alt=\"signature\"><\/td>\n<\/tr>\n<\/table>\n<p>Dave Forest<br \/> Editor, <em>Strategic Trader<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most investors haven\u2019t heard of this before&#8230;<\/p>\n","protected":false},"author":49,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"ep_exclude_from_search":false,"service":"","footnotes":""},"categories":[1],"tags":[],"publication":[10],"person":[34],"newsletter-type":[],"ticker":[],"class_list":["post-19042","post","type-post","status-publish","format-standard","hentry","category-market-minute","publication-market-minute","person-david-forest"],"acf":[],"_links":{"self":[{"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/posts\/19042","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/comments?post=19042"}],"version-history":[{"count":0,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/posts\/19042\/revisions"}],"wp:attachment":[{"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/media?parent=19042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/categories?post=19042"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/tags?post=19042"},{"taxonomy":"publication","embeddable":true,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/publication?post=19042"},{"taxonomy":"person","embeddable":true,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/person?post=19042"},{"taxonomy":"newsletter-type","embeddable":true,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/newsletter-type?post=19042"},{"taxonomy":"ticker","embeddable":true,"href":"https:\/\/jeffclarktrader.com\/market-minute\/wp-json\/wp\/v2\/ticker?post=19042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}